Protecting your investment: How to secure your vacation home

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Many people purchased a second property, or a vacation home, in the last year. But how do you protect your investment?

Securing your vacation home against theft, damage, fire and other catastrophes is no small task. But real estate is not only a big financial investment, it can be an emotional investment as well – after all, didn’t you buy the property to make memories there?

So, how can you protect your vacation home when you are away? Here are some things to consider. Read on:

Check in on your vacation home

If don’t live near your vacation property, it’s a good idea to have a property manager – or a friend or relative if you are lucky! – periodically pop in to make sure there aren’t any issues. They should be looking for leaks, mold, broken windows, animal or insect infestations and more.

Prepare for weather

This could mean adequately closing up your house for the winter or summer (or whatever season, depending on where your vacation home is and what you use it for!). It’s always a good idea to shut off the water to the home if you are going away for an extended period of time and make sure you are keeping up with landscaping, snow and ice removal and pest contracts.


Sometimes, an ounce of prevention is worth a pound of cure and this is especially true with home security. Make sure all windows and doors are locked and that you have solid systems in place. Automatic exterior lights are a good idea too, as well as a good alarm system.

And in some communities, the police department will take note of vacation homes that will be vacant and keep a close eye on them. It doesn’t hurt to ask!

You’ll also need to make sure you have adequate home owner’s insurance on your vacation home. And, depending on where your home is, make sure you have coverage for floods, and other disasters.

Crumrine Financial Services

At Crumrine Financial Services, we can explain how much vacation home insurance you need and identify the right policy for you. Request a quote today!